The State of Florida has received federal funds to help homeowners:
- pay their mortgages during periods of brief unemployment (less than six months), or
- reinstate their mortgages when they are back on their feet after a period of default.
The official government website is FLhardesthit.org and there is no fee to apply, ever. (Beware of scams and impostors!) You can also call 1-(877) 863-5244 oll free for help.
Answers to your questions about the program are in this state government flyer, Florida Hardest Hit Frequently Asked Questions.