As seen in:

TBT headline

The Tampa Bay Times ran a front-page story today detailing how many attorneys are bailing out of the fight to protect Florida homeowners facing foreclosure.

But while some lawyers are throwing in the towel, the Ricardo & Wasylik firm is just getting started. Here's what reporter Susan Martin wrote after interviewing our firm:

Not all foreclosure defense attorneys, however, say business has slumped.
I get between 90 and 100 people contacting our office over foreclosure defense issues a month and that number is actually growing, said Michael Wasylik, a Dade City attorney. Partly, I think, that's because (lawyers) who used to do this have gotten out. When it got really popular, a lot of lawyers who weren't really able to do anything else started doing it and I think that as their business dried up we were getting referrals from other lawyers and past clients.
Like most foreclosure defense practices, Wasylik's firm offers clients options that include negotiating with the bank on a short sale or loan modification. For many borrowers, though, the goal is to get the case dismissed even though banks generally refile.
I have one family that was filed on four times and beat all four cases and there's been no activity at all from the bank since the last dismissal about a year ago, Wasylik said. That family had active cases starting in 2007 and we've kept them in their home that long.

If you want to speak with a lawyer who's going to fight for you instead of throwing in the towel, give us a call today at 352-567-3173 to set up your appointment.

Bartram Argument What if one side had unlimited chances to win? That's the question before the Florida Supreme Court in Bartram v. U.S. Bank. The Florida Supreme Court heard argument from lawyers on both sides to address the question of whether there is any limit on a bank's right to try, try again after losing a foreclosure case. The video above demonstrates that the justices had a number of questions about the issue. Some of the justices seemed committed to the idea that the statute of limitations should apply to banks just like it does to other litigants, and others seemed to be persuaded by the fact the most states do impose limits on banks' attempts to foreclose. Others kept their thoughts to themselves. It's way too early to predict what the Court will decide—and their opinion could come anytime from next week to next year—but we hope that the court decides the rule of law applies to banks just like it does to all the rest of us.

Is someone else living in your house?

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Service of Process and Void Judgments Every so often, we get a call: “I didn’t even know I was in foreclosure!” It seems strange, but some people lose their homes to foreclosure even though they never learn of the lawsuit. The court case rolls on without them, the court enters judgment and holds a sale—and […]

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Ricardo & Wasylik wins 2015 Pro Bono Law Firm of the Year award

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An Award-Winning FirmRicardo & Wasylik is proud to announce receiving the 2015 Pro Bono Law Firm of the Year award from Community Legal Services of Mid-Florida, which provides legal services to people in twelve counties across central Florida. How Ricardo & Wasylik serves the people of Florida The award recognized that over the last year, […]

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Trial court win on § 559.715, standing, and paragraph 22, turns into appellate win: McCormick 106, LLC v. Adjoda

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Ricardo & Wasylik PL has successfully protected, in the appellate courts, a trial win from Palm Beach County in McCormick 106 LLC, v. Adjoda. The original loan came from BankUnited, FSB, a bank the FDIC shut down three months before its lawyers filed suit against our client in 2009. Yes, you read that right: a […]

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Is Someone Else Living in Your Home?

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Every so often, we get a call: I didn’t even know I was in foreclosure! It seems strange, but some people lose their homes to foreclosure even though they never learn of the lawsuit. The court case rolls on without them, the court enters judgment and holds a sale—and in the worst cases, someone else […]

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Can you wipe out your mortgage with a TILA rescission notice?

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It’s the hot new theory on foreclosure websites: wipe out your loan with a TILA rescission notice! Can you really do that? Is it really possible to wipe out your mortgage just by sending a letter? In the video below, Ricardo & Wasylik foreclosure lawyer Mike Wasylik explains what the TILA rescission right is, how […]

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Foreclosure Backlog Project Finally Expires June 30, 2015

May 17, 2015

Millions in ill-gotten bank gains used to tilt the scales against bank victims In 2013, five of the largest mortgage servicers in the nation ponies up billions of dollars to settle federal and state claims they they had violated federal and state laws by, among other things, using false information to obtain federal money backing […]

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Should you get a forensic foreclosure audit?

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Should you get a forensic foreclosure audit? Many clients who come to us ask whether it’s worth spending hundreds or thousands of dollars some forensic audit firms will charge to review your loan. Some come to us, having already spent that kind of money, wanting to know if we can use it to help them. […]

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Supremes Schedule Bartram Argument for October

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The Florida Supreme Court has decided it wants to hear oral argument about why it should reverse the disastrous ruling of the Fifth District Court of Appeal in U.S. Bank Nat’l Ass’n v. Bartram, 140 So.3d 1007 (Fla. 5th DCA 2014). The Court will hear oral argument at 9:00 a.m., Wednesday, October 7, 2015. A […]

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