As we head into the last few weeks of the college football season, controversy still surrounds Florida State University quarterback Jameis Winston, who is about to face student conduct proceedings to address the choices he's made off the field. Some fear that the student conduct code proceedings, which are completely controlled by the university, are rigged to conceal the truth. Attorney Mike Wasylik, who attended FSU Law and handled student conduct code cases as some of the very first cases he had as a lawyer, says they're right: the system is rigged. And in this video, he explains how:
Imagine a home filled with poison gas, sealed airtight for three, four, even five years. Imagine the last owners of that home, forced to flee with nothing but the clothes on their backs — contaminated clothes they would have to throw in the dumpster as soon as they bought replacements. Imagine that the bank forecloses on this home, takes it back, and then sells it to the unsuspecting public, without taking any measures to fix it. Now imagine that the bank knows exactly what they are selling—a home contaminated with toxic drywall. Sounds like a plot from the latest pulp-fiction thriller? If only that were true… but this story comes straight from the case files at Ricardo & Wasylik, who helped these homeowners escape their toxic home, only to see it go back on the market to buyers who have no idea what danger their family is about to face. Attorney Mike Wasylik tells the story in this video:

How can I stop the calls from bill collectors?

September 29, 2014

What can you do to STOP THE CALLS? What can you do when debt collectors or banks or credit cards ruin your peace of mind by calling constantly, maybe about debt you didn’t even have, or got discharged, or paid off long ago? Do you know that federal law and Florida law offer major protections […]

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Dyck O’Neal and Vantium Capital are coming after deficiency judgments.

July 24, 2014

The foreclosures that wouldn’t die: deficiency judgment claims hit hard after the house is long gone. All across Florida, former homeowners who lost their homes to foreclosure years ago are getting a nasty surprise: brand-new court papers demanding money for so-called “deficiency judgments.” Even though you lost the house—or gave it up—long ago, someone is […]

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Save your job, save yourself thousands of dollars, clean up your credit: Mike Wasylik Interviews Credit Education Consultant Laurie Zoock

July 22, 2014

Florida Foreclosure Defense Lawyer Michael Alex Wasylik interviews Credit Education Consultant Laurie Zoock about credit scores and credit reporting. You’ll learn a ton of useful information in just 63 minutes: How to dispute inaccurate information on your credit report Why the credit reporting agencies make MORE MONEY if they report false, negative information about you […]

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Don’t make this deadly foreclosure mistake—find out what to do instead.

June 29, 2014

One of the most frustrating things we see in the foreclosure field is the person we could have helped, if only they had come to us before making some fatal mistake that killed their case, blew their defenses, and lost the home we could have saved for them. In this short video, you’ll learn: The […]

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Critical foreclosure information for Realtors and real estate agents and brokers

May 15, 2014

If you’re a real estate professional—whether you’re a Realtor, a broker, or an agent–or you work with someone who is—then you need to hear what Florida Foreclosure Defense Attorney Mike Wasylik has to say about handling foreclosures. Here are three things you’ll learn: The surprising way some well-meaning agents break Florida law handling foreclosures The […]

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New Federal law prevents dual-tracking during loan mod and short sale—by Florida Foreclosure Defense Lawyers Ricardo & Wasylik

April 18, 2014

Does your bank owe you money? A new federal law banning loan-mod misdeeds could put money on your pocket. You’ve been in your own personal loan mod horror story: Ask the bank for help. Submit a loan mod packet. Submit it again. Submit it again. Update “stale” documents. Submit another packet because they “didn’t receive” […]

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What Our Clients Say

March 29, 2014

You’re wondering if getting a lawyer is the right thing to do. Don’t take our word for it—take a few minutes and listen to the stories of some of the people who have come to us for help: [audio] If you hear something in their stories that sounds like what you’re going through, contact […]

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Florida Hardest Hit Help Program

April 19, 2011

The State of Florida has received federal funds to help homeowners: pay their mortgages during periods of brief unemployment (less than six months), or reinstate their mortgages when they are back on their feet after a period of default. The official government website is and there is no fee to apply, ever. (Beware of […]

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