Relief From Creditors

Your personal bankruptcy options

The economy is in the midst of a downturn, and like countless other Floridians, you may find that no matter what you do, you are unable to get out from under your debt.

For the average person, mounting bills and continuing telephone calls from creditors can be overwhelming, and even so, making the decision to consult a bankruptcy attorney is very difficult. The prospect of involving an attorney and the courts in your personal finances is understandably frightening. In the right hands, however, the bankruptcy laws and courts can provide you the relief and protection you need.

Bankruptcy is designed to provide people with a fresh start. In many cases, bankruptcy can offer significant benefits, including immediate relief from mortgage and other creditors, and the opportunity to regain your dignity, peace of mind and financial footing. It may even provide the opportunity to begin saving money to give you a financial cushion to weather the difficult times ahead.

Each person’s financial situation is different. Bankruptcy is not a cookie-cutter process of filing forms. It requires real, honest, and thorough legal analysis and advice from an experienced attorney who is willing to take the time to focus on your individual situation.

If you are having personal financial problems, an attorney from Ricardo, Wasylik & Kaniuk can help. We can also help you understand the bankruptcy laws and how they may apply to your individual situation. Together we can chart a path to financial security.

An initial consultation will allow us to review your situation, determine your needs, and propose a plan of action to reach your goals and protect what is important to you.