[mk_page_section bg_image="http://ricardolaw.wpengine.com/wp-content/uploads/services.jpg" bg_color="#ffffff" bg_position="center center" bg_stretch="true" speed_factor="0" video_loop="false" video_color_mask="#ffffff" video_opacity="0.3" js_vertical_centered="true" padding_top="0" padding_bottom="60" sidebar="sidebar-1"][vc_column][mk_padding_divider size="90"][mk_fancy_title tag_name="h1" color="#4c6c4d" size="56" force_font_size="true" line_height="80" font_weight="bold" txt_transform="uppercase" margin_bottom="0" font_family="Poppins" font_type="google"]our legal services[/mk_fancy_title][mk_fancy_title tag_name="h5" color="#000000" size="20" font_weight="400" txt_transform="none" margin_bottom="0" font_family="Poppins" font_type="google"]Foreclosures, deficiency judgments, and credit report problems[/mk_fancy_title][/vc_column][/mk_page_section][mk_page_section sidebar="sidebar-1"][vc_column][mk_padding_divider][vc_row_inner][vc_column_inner width="1/3"][mk_icon_box icon="mk-moon-home" title="Foreclosure Defense" text_size="20" font_weight="bold" icon_size="medium" icon_circle_border_color="#5d7e5f" margin="15"]Florida homeowners have been hit especially hard by the wave of foreclosures and bank failures that threatens the whole nation. For those who are in foreclosure or close to it, we can show you how and why to fight your foreclosure, and then serve as your first line of defense in the fight to save your home. But you must act now![/mk_icon_box][mk_padding_divider size="15"][mk_button dimension="flat" size="medium" url="http://ricardolaw.com/practice-areas/foreclosure/" align="center" margin_bottom="10" margin_right="10" btn_hover_bg="#000000" btn_hover_txt_color="#ffffff"]Fight Foreclosure Now[/mk_button][/vc_column_inner][vc_column_inner width="1/3"][mk_icon_box icon="mk-moon-file-3" title="Deficiency Judgments" text_size="20" font_weight="bold" icon_size="medium"]When you think your foreclosure is over and done, you get a new court paper from the bank demanding money. Even if you've done a short sale, deed in lieu, or a given your home back to the bank, they can often come after you for the rest of the loan, if the foreclosure auction didn't raise enough money to pay it off. We have ways of making the bank pay for suing you twice.[/mk_icon_box][mk_button dimension="flat" size="medium" url="http://ricardolaw.com/deficiency-judgments/" align="center" margin_bottom="10" margin_right="10" btn_hover_bg="#000000" btn_hover_txt_color="#ffffff"]Defend Against Deficiency Judgment[/mk_button][/vc_column_inner][vc_column_inner width="1/3"][mk_icon_box icon="mk-icon-dollar" title="Credit Report Problems" text_size="20" font_weight="bold" icon_size="medium"]Your credit report and credit score can determine if you get a loan or not; pay too much for interest or not; get an apartment or not; and in some cases, even whether you get or keep your job, or not. If there are mistakes in your credit report, it could wreck your life. But we can help.[/mk_icon_box][mk_padding_divider size="21"][mk_button dimension="flat" size="medium" url="http://ricardolaw.com/practice-areas/fix-your-credit-report-and-credit-score-problems/" align="center" margin_bottom="10" margin_right="10" btn_hover_bg="#000000" btn_hover_txt_color="#ffffff"]Fix Your Credit Report Problems[/mk_button][/vc_column_inner][/vc_row_inner][/vc_column][/mk_page_section][vc_row][vc_column][mk_padding_divider size="60"][/vc_column][/vc_row][vc_row][vc_column width="1/2"][mk_fancy_title tag_name="h4" color="#000000" size="22" force_font_size="true" size_tablet="28" font_weight="bold" txt_transform="capitalize" margin_bottom="15" font_family="Poppins" font_type="google" align="center"]Meet our attorneys[/mk_fancy_title][vc_row_inner][vc_column_inner width="1/2"][vc_single_image image="4904" img_size="" alignment="center" style="vc_box_circle_2" onclick="custom_link" link="http://ricardolaw.com/jason-j-ricardo/"][vc_column_text]

Jason J. Ricardo 

[/vc_column_text][/vc_column_inner][vc_column_inner width="1/2"][vc_single_image image="4906" img_size="" alignment="center" style="vc_box_circle_2" onclick="custom_link" link="http://ricardolaw.com/michael-alex-wasylik/"][vc_column_text]

Michael Alex Wasylik

[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width="1/2"][mk_fancy_title tag_name="h4" color="#000000" size="22" force_font_size="true" size_tablet="28" font_weight="bold" txt_transform="capitalize" margin_bottom="15" font_family="Poppins" font_type="google" align="center"]Get our free foreclosure book[/mk_fancy_title][vc_column_text]

small-bookIf you are facing foreclosure, download our “Consumer’s Guide to Defending Your Florida Foreclosure.”

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