When you need to save your home from foreclosure…
where can you turn?
Ricardo & Wasylik PL has the experience and compassion to help
When debt threatens to wipe you out or push you out of your home… how can you get help right now?
The bank has served you with a summons, you have 20 days to respond, and you have no idea what to do next. You’re not sure what to do next: go for a short sale, maybe try for a loan modification. But you want to save your house, or at least get out with as little financial damage as possible. Learn more about foreclosure defense.
How Ricardo and Wasylik, PL can help
Foreclosure Defense
Florida homeowners have been hit especially hard by the wave of foreclosures and bank failures that threatens the whole nation. For those who are in foreclosure or close to it, we can show you how and why to fight your foreclosure, and then serve as your first line of defense in the fight to save your home. But you must act now!
Deficiency Judgments
Just when you think your foreclosure is over and done, you get a new court paper from the bank demanding money. Even if you’ve done a short sale, deed in lieu, or a given your home back to the bank, they can often come after you for the rest of the loan, if the foreclosure auction didn’t raise enough money to pay it off. We can help.
Credit Report Problems
Your credit report and credit score can determine if you get a loan or not; pay too much for interest or not; get an apartment or not; and in some cases, even whether you get or keep your job, or not. If there are mistakes in your credit report, it could wreck your life. Fortunately, we have the tools to help you.
How Ricardo and Wasylik, PL have helped

A few days ago ran across a video on YouTube Attorney Michael Alex Wasylik with the law firm Ricardo & Wasylik PL. He explained how to get a Forbearance on my loan with Mr. Cooper a mortgage Servicer. Mr. Wasylik explain every step of how to get a forbearance with Mr. Cooper I watch the video on YouTube a few time and I did everything he said and went to the Mr. Cooper's website and followed the forbearance instructions and remembered Mr. Wasylik said get everything on paper for your records.
Mr. Wasylik was very Professional, Knowledgeable, and caring on the video about others and this was very helpful during these times with the COVID-19 when so many need help. Thank You Mr. Wasylik,You may never know if you have help someone viewing the YouTube videos but this time you have been a great help.

I reached out To Mr. Ricardo for help with my debts, and his whole team worked hard every moment to get me a great out come. I will always be gratefully, and will recommend their services.

I was a mess.Very worried because I have never been sued before.My life was already in shambles when I was served a law suit from Midland Credit Management for an old debt.I saw Mr Wasylik on youtube giving free advise for people like me.I decided to call him.He was not on youtube looking for business.He was just trying to give free advise to the public.This was the best call I could have made.My case was dismissed with prejudice in just a few days.Money well spent for piece of mind.Thank you all so much for your professional help.I actually spoke only to Mr. Ricardo on the phone.He seemed like a very genuine guy.
trying to save your home?
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Do you need assistance with a foreclosure?
We’re here to help.
Call us toll-free at (888) 830-0830 or send us an email to learn more about our services.