Our Legal Services

Debt defense, debt collection violations, and credit report problems

Foreclosure Defense

Florida homeowners have been hit especially hard by the wave of foreclosures and bank failures that threatens the whole nation. For those who are in foreclosure or close to it, we can show you how and why to fight your foreclosure, and then serve as your first line of defense in the fight to save your home. But you must act now!

Deficiency Judgments

When you think your foreclosure is over and done, you get a new court paper from the bank demanding money. Even if you’ve done a short sale, deed in lieu, or a given your home back to the bank, they can often come after you for the rest of the loan, if the foreclosure auction didn’t raise enough money to pay it off. We have ways of making the bank pay for suing you twice.

Credit Report Problems

Your credit report and credit score can determine if you get a loan or not; pay too much for interest or not; get an apartment or not; and in some cases, even whether you get or keep your job, or not. If there are mistakes in your credit report, it could wreck your life. But we can help.

Meet our attorneys

Get our free foreclosure book

small-bookIf you are facing foreclosure, download our “Consumer’s Guide to Defending Your Florida Foreclosure.”

How Ricardo and Wasylik, PL have helped

Avvo Testimonial
Kevin

I have never reviewed someone, but had to with Mr. Mike Wayslik. He was our third attorney we hired, as the first two were worthless regarding our foreclosure. Mr. Wayslik will fight hard for you & is very diligent. He helped us stay in our home an additional 5 years. We would giggle because it seemed evident that opposing council knew he was tough! My husband & I would highly recommend him!

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Rachel Plowden

I was nervous about being sued but with one phone call my fear & anxiety was gone. Ricardo & Wasylik helped me settle my problem with Midland at a reasonable rate. I'm grateful. Thanks for all your help to the lawyers & staff. God Bless & stay safe.

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Richard Zimmer

I was a mess.Very worried because I have never been sued before.My life was already in shambles when I was served a law suit from Midland Credit Management for an old debt.I saw Mr Wasylik on youtube giving free advise for people like me.I decided to call him.He was not on youtube looking for business.He was just trying to give free advise to the public.This was the best call I could have made.My case was dismissed with prejudice in just a few days.Money well spent for piece of mind.Thank you all so much for your professional help.I actually spoke only to Mr. Ricardo on the phone.He seemed like a very genuine guy.

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