Our Legal Services

Debt defense, debt collection violations, and credit report problems

Foreclosure Defense

Florida homeowners have been hit especially hard by the wave of foreclosures and bank failures that threatens the whole nation. For those who are in foreclosure or close to it, we can show you how and why to fight your foreclosure, and then serve as your first line of defense in the fight to save your home. But you must act now!

Fight Foreclosure Now

Deficiency Judgments

When you think your foreclosure is over and done, you get a new court paper from the bank demanding money. Even if you’ve done a short sale, deed in lieu, or a given your home back to the bank, they can often come after you for the rest of the loan, if the foreclosure auction didn’t raise enough money to pay it off. We have ways of making the bank pay for suing you twice.

Defend Against Deficiency Judgment

Credit Report Problems

Your credit report and credit score can determine if you get a loan or not; pay too much for interest or not; get an apartment or not; and in some cases, even whether you get or keep your job, or not. If there are mistakes in your credit report, it could wreck your life. But we can help.

Fix Your Credit Report Problems

Meet our attorneys

Jason J. Ricardo

Michael Alex Wasylik

Get our free foreclosure book

If you are facing foreclosure, download our “Consumer’s Guide to Defending Your Florida Foreclosure.”

How Ricardo and Wasylik, PL have helped

Helena Senko

Google

If I could give 10 stars I would! I had an old apartment I rented from try to sue me $2,000+ for claims that were completely false. I honestly was going to just pay them to get them off my back; ended up contacting mike because he also won my parents case so I thought I’d give him a try. He got everything taken care of and even got them to pay for my fees. If you’re in need give him a call!

And don’t let me forget about Kim! I often let my anxiety get the best of me, she kept me updated and in the loop keeping my worries to a minimum. SUPERSTARS!

Lorna Williams

Google

Great consultation, Kim was very professional and they get the job done.

Bucs4Life

Google

If you need great service and get results in your in case. Please contact them they will they give you good news that you want to hear.