Our Legal Services

Debt defense, debt collection violations, and credit report problems

Foreclosure Defense

Florida homeowners have been hit especially hard by the wave of foreclosures and bank failures that threatens the whole nation. For those who are in foreclosure or close to it, we can show you how and why to fight your foreclosure, and then serve as your first line of defense in the fight to save your home. But you must act now!

Deficiency Judgments

When you think your foreclosure is over and done, you get a new court paper from the bank demanding money. Even if you’ve done a short sale, deed in lieu, or a given your home back to the bank, they can often come after you for the rest of the loan, if the foreclosure auction didn’t raise enough money to pay it off. We have ways of making the bank pay for suing you twice.

Credit Report Problems

Your credit report and credit score can determine if you get a loan or not; pay too much for interest or not; get an apartment or not; and in some cases, even whether you get or keep your job, or not. If there are mistakes in your credit report, it could wreck your life. But we can help.

Meet our attorneys

Get our free foreclosure book

small-bookIf you are facing foreclosure, download our “Consumer’s Guide to Defending Your Florida Foreclosure.”

How Ricardo and Wasylik, PL have helped

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Thomas Voorhees

Jason Ricardo saved our family from unjustly foreclosure enable our family to stay in our home and get on our feet now able to sell it not lose woohoo for this law firm.

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Ellen Myerson

Mike Wasylik was my attorney. He always answered my questions thoroughly, before and after the trial. During the trial, he was the epitome of professionalism, was always polite to the judge and the plaintiff's attorney and witness, was thoroughly prepared for trial, made solid arguments citing cases and providing copies to all, and he won the case for me.

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Peter Galenz

Jason Ricardo is an excellent choice for anybody needing a Collection Attorney. His assistant Kim answered all my questions in a quick manner. From the moment my Case was accepted, I felt like I was important to the firm.

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