Our Legal Services

Debt defense, debt collection violations, and credit report problems

Foreclosure Defense

Florida homeowners have been hit especially hard by the wave of foreclosures and bank failures that threatens the whole nation. For those who are in foreclosure or close to it, we can show you how and why to fight your foreclosure, and then serve as your first line of defense in the fight to save your home. But you must act now!

Fight Foreclosure Now

Deficiency Judgments

When you think your foreclosure is over and done, you get a new court paper from the bank demanding money. Even if you’ve done a short sale, deed in lieu, or a given your home back to the bank, they can often come after you for the rest of the loan, if the foreclosure auction didn’t raise enough money to pay it off. We have ways of making the bank pay for suing you twice.

Defend Against Deficiency Judgment

Credit Report Problems

Your credit report and credit score can determine if you get a loan or not; pay too much for interest or not; get an apartment or not; and in some cases, even whether you get or keep your job, or not. If there are mistakes in your credit report, it could wreck your life. But we can help.

Fix Your Credit Report Problems

Meet our attorneys

Jason J. Ricardo

Michael Alex Wasylik

Get our free foreclosure book

If you are facing foreclosure, download our “Consumer’s Guide to Defending Your Florida Foreclosure.”

How Ricardo and Wasylik, PL have helped

Heather Lestrade

Google

I am so pleased with the outcome of my case and the manner in which it was handled. Very Professional and I will me using them again if needed. will spread the word for sure.

Anthony Lang

Google

Mike was my wife's attorney in a foreclosure case. He continues to find holes in the prosecutions case and helps her fight for justice. He has made our family feel secure with the truth and is open to our ideas on strategies in hopes to also help others like us. We would highly recommend Mike to anyone who has to hire an attorney.

SnkRam

Google

I believe in justice and I'm proud that the justice system could count on attorneys like you, with your professionalism, work ethic, and excellent representation skills. Thanks to your knowledge as an attorney and the great compassionate person do you are, I feel very blessed for having you as my representative. Thanks again to all of you and your amazing team! God bless you. Thank you! Thank you! Thank you!