Debt collection dispute letters: STOP using these letters in 2023

Most people are sending the WRONG letters for debt collection disputes and debt validation. In this video, Florida debt defense lawyer Mike Wasylik explains which letters you need to STOP using [...]

When Portfolio Recovery—or any other junk debt buyer, like Midland, Cavalry, or LVNV—breaks the law, you can make them pay for their wrongdoing. And even better wipe out the debt they are trying [...]

The federal government has sued United Holdings Group (UHG) for a pattern of shocking debt collection violations under the FDCPA. Here’s what you need to know about the allegations against [...]

Junk debt buyers like Midland, Portfolio, Cavalry, and LVNV file thousands of junk debt lawsuits across the state of Florida every year—and only a very small percentage of those who get sued, are [...]

When a debt collector files a lawsuit, can you still use a debt validation letter to fight back and beat the case? In this video, Florida lawyer Mike Wasylik explains four of the ways debt [...]

How do you stop debt collectors from constantly calling you at home or at work, and from harassing your family? Florida lawyer Mike Wasylik explains what YOU should to stop abusive, harassing, [...]

What do you do when Equifax, Experian, and TransUnion ignore your disputes and refuse to fix bad information on your credit report? Florida lawyer Mike Wasylik explains what YOU should do when [...]

What’s the difference between debt validation and debt verification? NO ONE ELSE will tell you what you’re going to learn in this video—and lawyer Mike Wasylik explains why most of [...]

Debt validation letters are a tool lots of people want to use to gather information to fight off unfair or abusive debt collection. If you’ve tried it, you might already be frustrated [...]

One sneaky tactic that debt collectors love to use (which most people HATE) has just been banned by new federal rules on debt collection effective on November 30, 2021. Find out whether [...]