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You can remove collections from your credit report. It’s fast, easy, free, and it’s 100% legal—unlike the methods some of these online “gurus” will tell you. This video [...]

This video shows you how debt collectors will use AI and new tech to take more of your money than ever before, and shows you new ways to respond to that threat. If you want to figure out how to [...]

Sample Letter to Dispute a Mixed File in Your Credit Report If you need to send a dispute letter to a credit bureau because they have mixed up someone else’s information in your file, use [...]

Debt collectors will run from you When your phone rings, or you get a text message, does your stomach knot up in fear? Are you dreading the next message you get because you know it’s from a [...]

Welcome to our free FDCPA Email Course. You’ve signed up for our free FDCPA Email course that walks you through all the different ways a debt collector might break federal law when [...]

Everything else: Multiple debts, getting sued, and deceptive forms The last three sections of the FDCPA don’t have a lot of parts, but they can be hard to follow unless you have a roadmap. [...]

Debt verification notice and response: Possibly the most misunderstood part of the FDCPA. There is so much confusion around debt verification and what the law actually requires. We’ve [...]

What’s fair and what’s not. Figuring out what the law labels as “unfair” The ban on “unfair” practices in debt collection is broad and vague, but it gives [...]

False and misleading: when debt collectors lie. What did they lie to you about? The FDCPA bans “false” and “deceptive” acts when collecting debts. The law gives several [...]

Is this debt collector harassing or abusing you? Here’s what the law says. It’s illegal for a debt collector to do anything harassing or abusive. But what does that mean? Just because [...]