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One sneaky tactic that debt collectors love to use (which most people HATE) has just been banned by new federal rules on debt collection effective on November 30, 2021. Find out whether [...]

NEW RULES for DEBT VALIDATION kick in TODAY, NOVEMBER 30, 2021, and they include a NEW FORM LETTER to send to debt collectors to demand debt validation. Florida debt defense lawyer Mike Wasylik [...]

NEVER PAY COLLECTIONS is one of the most popular pieces of debt-collection advice you’ll see here on YouTube. But is it true? Florida debt defense lawyer Mike Wasylik explains WHEN and WHY [...]

 What’s the best settlement you can reach with a debt collector or junk debt buyer? Ninety percent? Eighty percent? Fifty percent? NO. They need to pay YOU to get off the hook when they [...]

Are you frustrated because your negotiations with debt collectors are going nowhere? Afraid you’ll say the wrong thing? Just don’t know where to start? We walk you step-by-step [...]

Maybe you’ve heard you can get your credit report for FREE but you don’t know how. Maybe you’ve tried to get it online and been frustrated. In this video, we walk you STEP BY [...]

How to beat the “account stated” claim that’s the favorite of junk-debt-buyer and credit-card lawsuits—Florida lawyer Michael Wasylik walks you though what the other side has to [...]

You want to send a dispute letter to Midland but don’t know what to say? Need to know EXACTLY what needs to go in the letter? This video shows you WHERE to download a legitimate free form [...]

You want to send a dispute letter to a debt collector but don’t know what to say? Need to know EXACTLY what needs to go in the letter? This video shows you WHERE to download a legitimate [...]

Are you frustrated because you’ve tried disputing items on your credit report and you just can’t seem to get them removed? That’s because there’s a secret weapon none of [...]