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Is this debt collector covered by federal law? The most important question you need to answer Before you can find ways a debt collector has violated federal law, you need to know if federal law [...]

A debt-collection dispute letter can make you $1,000 if you know how to use it.  Florida debt-defense lawyer Mike Wasylik explains the three ways you can use a debt-dispute letter to help put [...]

If a debt collector has refused to respond to your dispute letter, there are four reasons why it might be happening—and each of those four requires a different next step. If you’re [...]

If you’re looking for a form letter to fight debt collection, you may be skipping important steps in your battle to defeat the debt collectors—and skipping those steps will lead you to [...]

Most people are sending the WRONG letters for debt collection disputes and debt validation. In this video, Florida debt defense lawyer Mike Wasylik explains which letters you need to STOP using [...]

When Portfolio Recovery—or any other junk debt buyer, like Midland, Cavalry, or LVNV—breaks the law, you can make them pay for their wrongdoing. And even better wipe out the debt they are trying [...]

The federal government has sued United Holdings Group (UHG) for a pattern of shocking debt collection violations under the FDCPA. Here’s what you need to know about the allegations against [...]

Junk debt buyers like Midland, Portfolio, Cavalry, and LVNV file thousands of junk debt lawsuits across the state of Florida every year—and only a very small percentage of those who get sued, are [...]

When a debt collector files a lawsuit, can you still use a debt validation letter to fight back and beat the case? In this video, Florida lawyer Mike Wasylik explains four of the ways debt [...]

How do you stop debt collectors from constantly calling you at home or at work, and from harassing your family? Florida lawyer Mike Wasylik explains what YOU should to stop abusive, harassing, [...]