Fight foreclosure: Foreclosure defense

Florida home­own­ers have been hit espe­cially hard by the wave of fore­clo­sures and bank fail­ures that threat­ens the whole nation. For those who are in fore­clo­sure or close to it, we can show you how and why to fight your fore­clo­sure, and then serve as your first line of defense in the fight to save your home. But you must act now! MORE »

Recover from debt: Personal bankruptcy

The eco­nomic down­turn is affect­ing every­one; mount­ing bills and con­tin­u­ing tele­phone calls from cred­i­tors can be over­whelm­ing. Even so, mak­ing the deci­sion to con­sult a bank­ruptcy attor­ney is very dif­fi­cult. The prospect of involv­ing an attor­ney and the courts in your per­sonal finances is under­stand­ably fright­en­ing. In the right hands, how­ever, the bank­ruptcy laws and courts can pro­vide you the relief and pro­tec­tion you need. Con­sumers have impor­tant rights under the bank­ruptcy laws, and if you don’t ask, you’ll never know what they are. MORE »

Save your business: Business reorganization

Dur­ing these chal­leng­ing eco­nomic times, you might find that your clients and cus­tomers are tak­ing longer and longer to pay, and ven­dors and other cred­i­tors may seem less under­stand­ing of delays at your end. Know­ing what to do and when to do it, often­times means the dif­fer­ence between suc­cess­fully nav­i­gat­ing a dif­fi­cult sit­u­a­tion and miss­ing a golden oppor­tu­nity. A busi­ness bank­ruptcy may pro­vide you with the oppor­tu­nity to restruc­ture your debt and save your busi­ness. Don’t be afraid to ask for infor­ma­tion and assis­tance. MORE »

Get what's yours: Creditors' rights

Ven­dors, land­lords, lenders, and oth­ers can find them­selves in sit­u­a­tions where a per­son, ten­ant, client or busi­ness with whom they have been deal­ing stops pay­ing the money they owe or files a bank­ruptcy peti­tion. Too often cred­i­tors think they have no rights and take no actions to pro­tect them­selves. If you find your­self as a cred­i­tor or a defen­dant in a bank­ruptcy pro­ceed­ing and need effec­tive rep­re­sen­ta­tion to pro­tect your rights, the expe­ri­ence of Ricardo, Wasy­lik, & Kaniuk, PL can help you get what’s yours. MORE »

Put your deal together: Corporate, commercial and real estate transactions

Cor­po­rate, Com­mer­cial and Real Estate Trans­ac­tions are common-place in Florida and through­out the nation, and hav­ing a lawyer serve as a trusted busi­ness advi­sor and coun­selor can pro­vide immea­sur­able ben­e­fits. Ricardo, Wasy­lik, & Kaniuk, PL can rep­re­sent you in buy­ing or sell­ing busi­nesses, com­mer­cial real estate, or other assets; in form­ing small busi­nesses, cor­po­ra­tions, part­ner­ships, and joint ven­tures; and in devel­op­ing effec­tive fran­chis­ing net­works. MORE »