[mk_page_section bg_image="http://ricardolaw.wpengine.com/wp-content/uploads/main.jpg" bg_color="rgba(255,255,255,0.48)" bg_repeat="no-repeat" bg_stretch="true" video_loop="false" video_opacity="0.9" js_vertical_centered="true" padding_top="0" padding_bottom="140" sidebar="sidebar-1"][vc_column][mk_padding_divider size="80" visibility="hidden-sm"][mk_padding_divider size="50"][mk_fancy_title tag_name="h5" color="#ffffff" size="24" line_height="90" font_weight="400" txt_transform="uppercase" margin_bottom="0" font_family="Poppins" font_type="google"]When you need to save your home from foreclosure…[/mk_fancy_title][mk_fancy_title tag_name="h1" color="#ffffff" size="56" force_font_size="true" size_tablet="45" line_height="95" font_weight="bold" txt_transform="uppercase" margin_bottom="0" font_family="Poppins" font_type="google"]where can you turn?[/mk_fancy_title][mk_fancy_title tag_name="h5" color="#ffffff" size="20" font_weight="400" txt_transform="none" margin_bottom="0" font_family="Poppins" font_type="google"]Ricardo & Wasylik PL has the experience and compassion to help[/mk_fancy_title][mk_button dimension="flat" size="large" url="http://ricardolaw.com/contact" margin_top="15" bg_color="#4c6c4d" btn_hover_bg="#000000" btn_hover_txt_color="#ffffff"]Connect with us now[/mk_button][/vc_column][/mk_page_section][vc_row][vc_column][mk_padding_divider size="70"][/vc_column][/vc_row][vc_row][vc_column width="2/3"][mk_fancy_title tag_name="h3" color="#4c6c4d" size="30" force_font_size="true" size_tablet="40" size_phone="30" font_weight="400" txt_transform="none" font_family="Poppins" font_type="google"]When debt threatens to wipe you out or push you out of your home… how can you get help right now?[/mk_fancy_title][vc_column_text disable_pattern="false"]
You’ve been sued for foreclosure. The bank has served you with a summons, you have 20 days to respond, and you have no idea what to do next. You’re not sure what to do next: go for a short sale, maybe try for a loan modification. But you want to save your house, or at least get out with as little financial damage as possible. Learn more about foreclosure defense.
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You’re not the first person to come looking for help. Hundreds of families have trusted Ricardo & Wasylik to fight on their side.  Find out what some of those people have to say.
[/vc_column_text][/vc_column][vc_column width="1/3"][/vc_column][/vc_row][vc_row][vc_column][mk_padding_divider size="90"][/vc_column][/vc_row][vc_row][vc_column][mk_fancy_title size="28" font_weight="bold" font_family="none" align="center"]How Ricardo and Wasylik, PL can help[/mk_fancy_title][mk_padding_divider size="20"][/vc_column][/vc_row][vc_row][vc_column width="1/3"][vc_column_text disable_pattern="false"]
Fight foreclosure
[/vc_column_text][mk_fancy_title tag_name="h4" color="#3c5a3c" size="28" font_weight="400" txt_transform="capitalize" margin_bottom="15" font_family="Poppins" font_type="google"]Foreclosure Defense[/mk_fancy_title][vc_column_text disable_pattern="false"]Florida homeowners have been hit especially hard by the wave of foreclosures and bank failures that threatens the whole nation. For those who are in foreclosure or close to it, we can show you how and why to fight your foreclosure, and then serve as your first line of defense in the fight to save your home. But you must act now![/vc_column_text][mk_button dimension="flat" size="medium" url="http://ricardolaw.com/practice-areas/foreclosure/" margin_top="15" bg_color="#3c5a3c" btn_hover_bg="#000000"]Learn more[/mk_button][mk_padding_divider size="60" visibility="visible-sm"][/vc_column][vc_column width="1/3"][vc_column_text disable_pattern="false"]
Defend against deficiency judgments
[/vc_column_text][mk_fancy_title tag_name="h4" color="#3c5a3c" size="28" font_weight="400" txt_transform="capitalize" margin_bottom="15" font_family="Poppins" font_type="google"]Deficiency Judgments[/mk_fancy_title][vc_column_text disable_pattern="false"]Just when you think your foreclosure is over and done, you get a new court paper from the bank demanding money. Even if you’ve done a short sale, deed in lieu, or a given your home back to the bank, they can often come after you for the rest of the loan, if the foreclosure auction didn’t raise enough money to pay it off.  We can help.[/vc_column_text][mk_button dimension="flat" size="medium" url="http://ricardolaw.com/deficiency-judgments/" margin_top="15" bg_color="#3c5a3c" btn_hover_bg="#000000"]Learn more[/mk_button][mk_padding_divider size="60" visibility="visible-sm"][/vc_column][vc_column width="1/3"][vc_column_text disable_pattern="false"]
Fix credit report and credit score problems
[/vc_column_text][mk_fancy_title tag_name="h4" color="#3c5a3c" size="28" font_weight="400" txt_transform="capitalize" margin_bottom="15" font_family="Poppins" font_type="google"]Credit Report Problems[/mk_fancy_title][vc_column_text disable_pattern="false"]Your credit report and credit score can determine if you get a loan or not; pay too much for interest or not; get an apartment or not; and in some cases, even whether you get or keep your job, or not. If there are mistakes in your credit report, it could wreck your life. Fortunately, we have the tools to help you.[/vc_column_text][mk_button dimension="flat" size="medium" url="http://ricardolaw.com/practice-areas/fix-your-credit-report-and-credit-score-problems/" margin_top="15" bg_color="#3c5a3c" btn_hover_bg="#000000"]Learn more[/mk_button][/vc_column][/vc_row][vc_row][vc_column][mk_padding_divider size="90"][/vc_column][/vc_row][mk_page_section bg_image="http://ricardolaw.wpengine.com/wp-content/uploads/bg2.jpg" bg_color="rgba(123,123,123,0.48)" bg_position="right center" bg_repeat="no-repeat" bg_stretch="true" speed_factor="0" video_loop="false" video_color_mask="#f9f9f9" video_opacity="0.5" min_height="200" js_vertical_centered="true" padding_top="0" padding_bottom="140" sidebar="sidebar-1"][vc_column][mk_padding_divider size="50" visibility="hidden-sm"][mk_padding_divider size="50"][mk_fancy_title tag_name="h1" color="#ffffff" size="56" force_font_size="true" size_tablet="45" line_height="95" font_weight="bold" txt_transform="uppercase" margin_bottom="0" font_family="Poppins" font_type="google"]trying to save your home?[/mk_fancy_title][mk_fancy_title tag_name="h5" color="#ffffff" size="20" font_weight="400" txt_transform="none" margin_bottom="0" font_family="Poppins" font_type="google"]Download our FREE Consumer's Guide to Defending Florida Foreclosures[/mk_fancy_title][mk_button dimension="flat" size="large" url="http://ricardolaw.com/guide/" margin_top="15" animation="fade-in" bg_color="#4c6c4d" btn_hover_bg="#000000" btn_hover_txt_color="#ffffff"]Click here to get started[/mk_button][/vc_column][/mk_page_section][vc_row][vc_column][mk_padding_divider][/vc_column][/vc_row][vc_row][vc_column width="1/2"][mk_fancy_title tag_name="h4" color="#000000" size="28" force_font_size="true" size_tablet="28" font_weight="bold" txt_transform="capitalize" margin_bottom="15" font_family="Poppins" font_type="google" align="center"]Meet our attorneys[/mk_fancy_title][vc_row_inner][vc_column_inner width="1/2"][vc_single_image image="4904" img_size="" alignment="center" style="vc_box_circle_2" onclick="custom_link" link="http://ricardolaw.com/jason-j-ricardo/"][vc_column_text]

Jason J. Ricardo 

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Michael Alex Wasylik

[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width="1/2"][mk_fancy_title tag_name="h4" color="#000000" size="28" force_font_size="true" size_tablet="28" font_weight="bold" txt_transform="capitalize" margin_bottom="15" font_family="Poppins" font_type="google" align="center"]Contact Us Today[/mk_fancy_title][vc_column_text]

Do you need assistance with a foreclosure?

We're here to help.

Call us toll-free at (888) 830-0830 or send us an email to learn more about our services.

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