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Equifax, TransUnion, and Experian Ignored Our Disputes:  We Made Them Regret It
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By mike
In Florida Debt Defense and Consumer Lawyers
Posted February 15, 2022

Equifax, TransUnion, and Experian Ignored Our Disputes: We Made Them Regret It

What do you do when Equifax, Experian, and TransUnion ignore your disputes and refuse to fix bad information on your credit report? Florida lawyer Mike Wasylik explains what YOU should do when [...]

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Debt Validation vs. Debt Verification – What’s the Difference? (and why it matters)
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By mike
In Florida Debt Defense and Consumer Lawyers
Posted February 8, 2022

Debt Validation vs. Debt Verification – What’s the Difference? (and why it matters)

What’s the difference between debt validation and debt verification? NO ONE ELSE will tell you what you’re going to learn in this video—and lawyer Mike Wasylik explains why most of [...]

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DEBT VALIDATION:  the most effective strategy that one one else will tell you [new for 2022]
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By mike
In Florida Debt Defense and Consumer Lawyers
Posted January 18, 2022

DEBT VALIDATION: the most effective strategy that one one else will tell you [new for 2022]

Debt validation letters are a tool lots of people want to use to gather information to fight off unfair or abusive debt collection. If you’ve tried it, you might already be frustrated [...]

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DEBT COLLECTOR SNEAK ATTACK: new debt collection rules BAN this sneaky practice for 2022
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By mike
In Florida Debt Defense and Consumer Lawyers
Posted December 16, 2021

DEBT COLLECTOR SNEAK ATTACK: new debt collection rules BAN this sneaky practice for 2022

One sneaky tactic that debt collectors love to use (which most people HATE) has just been banned by new federal rules on debt collection effective on November 30, 2021. Find out whether [...]

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DEBT VALIDATION:  New rules in effect NOW  (get the FREE debt validation demand form) [Midland, Portfolio, LVNV]
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By mike
In Florida Debt Defense and Consumer Lawyers
Posted November 30, 2021

DEBT VALIDATION: New rules in effect NOW (get the FREE debt validation demand form) [Midland, Portfolio, LVNV]

NEW RULES for DEBT VALIDATION kick in TODAY, NOVEMBER 30, 2021, and they include a NEW FORM LETTER to send to debt collectors to demand debt validation. Florida debt defense lawyer Mike Wasylik [...]

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NEVER PAY COLLECTIONS! Telling debt collectors they get NOTHING
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By mike
In Florida Debt Defense and Consumer Lawyers, Junk Debt Buyers
Posted November 2, 2021

NEVER PAY COLLECTIONS! Telling debt collectors they get NOTHING

NEVER PAY COLLECTIONS is one of the most popular pieces of debt-collection advice you’ll see here on YouTube. But is it true? Florida debt defense lawyer Mike Wasylik explains WHEN and WHY [...]

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Debt collector settlement:  the best possible deal is when THEY pay YOU to settle
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By mike
In Florida Debt Defense and Consumer Lawyers, Junk Debt Buyers
Posted October 12, 2021

Debt collector settlement: the best possible deal is when THEY pay YOU to settle

 What’s the best settlement you can reach with a debt collector or junk debt buyer? Ninety percent? Eighty percent? Fifty percent? NO. They need to pay YOU to get off the hook when they [...]

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BEAT DEBT COLLECTORS:  How to negotiate the best possible deal
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By mike
In Florida Debt Defense and Consumer Lawyers, Junk Debt Buyers
Posted October 4, 2021

BEAT DEBT COLLECTORS: How to negotiate the best possible deal

Are you frustrated because your negotiations with debt collectors are going nowhere? Afraid you’ll say the wrong thing? Just don’t know where to start? We walk you step-by-step [...]

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Get Your Credit Report for FREE (the easy way)
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By mike
In Florida Debt Defense and Consumer Lawyers, Junk Debt Buyers
Posted September 21, 2021

Get Your Credit Report for FREE (the easy way)

Maybe you’ve heard you can get your credit report for FREE but you don’t know how. Maybe you’ve tried to get it online and been frustrated. In this video, we walk you STEP BY [...]

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How to beat ACCOUNT STATED claims in court [Midland, Portfolio, LVNV, Cavalry]
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By mike
In Florida Debt Defense and Consumer Lawyers, Junk Debt Buyers
Posted September 3, 2021

How to beat ACCOUNT STATED claims in court [Midland, Portfolio, LVNV, Cavalry]

How to beat the “account stated” claim that’s the favorite of junk-debt-buyer and credit-card lawsuits—Florida lawyer Michael Wasylik walks you though what the other side has to [...]

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Ricardo & Wasylik PL
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    Dade City, Florida 33526
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News from Ricardo & Wasylik PL
  • Attack a judgment from LVNV—motion to vacate or quash, invalid service of process [Florida only]
    Attack a judgment from LVNV—motion to vacate or quash, invalid service of process [Florida only]
    July 9, 2021
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